The sale represented by our Invoice is subject to the terms and conditions stated herein. No waiver or amendment to the provisions of the terms and conditions of sale shall be binding on H. K. Designs (India) unless approved by H. K. Designs (India) in writing. Your order and the acceptance of the merchandise that is the subject of our Invoice, shall be deemed your acceptance of these terms and conditions of the sale.

PRICE: Our website prices are meant for only the jewelry wholesalers and Importers worldwide.

TAXES: All local taxes, duties including import duties, are to be borne by the Buyer.

SHIPPING CHARGES: The freight charges as applicable are to be paid by the Buyer.

INSURANCE: The Insurance of the merchandise is provided free to our Buyer.

PAYMENT TERMS: Our payment terms are set forth on the face of our Invoice. Which is 100% advance payment. This can be paid through Wire Transfer / PayPal.

DISCOUNT: Since our prices are wholesale one, no discount is offered as a company policy.

RETURN POLICY: In case of returns, subject to the prior approval of H. K. Designs (India) , 20% of the Invoice value will be deducted, and refunded accordingly. However, no returns will be accepted which shows signs of wear and are altered, resized or damaged by a jeweler other than H. K. Designs (India) and which are received uninsured and improperly packaged. H. K. Designs (India) shall not be responsible for loss or damage of return shipment.

DIAMOND/GOLD WEIGHT: All Diamond and gold weights are approximate.

CERTIFICATE: When you order a jewelry, we can provide you GIA/IGL/EGL certificate [all are well known certification companies with offices worldwide] at an extra cost, as applicable, upon your request.

DELIVERY OF MERCHANDIZE: Your order will be shipped to you within the stipulated time period, as mutually agreed, from the date of receipt of your full advance payment, and as confirmed in our proforma invoice/quotation.

ORIGIN OF MANUFACTURE: All merchandize of H. K. Designs (India) are manufactured in India.

JURISDICTION: All dealings in regard to the sale as per our Invoice are subject to Mumbai – India Jurisdiction